{"id":45,"date":"2021-02-22T21:55:45","date_gmt":"2021-02-23T00:55:45","guid":{"rendered":"http:\/\/belavista.net.br\/?p=45"},"modified":"2021-02-22T22:23:17","modified_gmt":"2021-02-23T01:23:17","slug":"pix-deixara-de-ser-gratuito-com-nova-funcao-prevista-para-junho","status":"publish","type":"post","link":"https:\/\/belavista.net.br\/?p=45","title":{"rendered":"PIX deixar\u00e1 de ser gratuito com NOVA fun\u00e7\u00e3o prevista para junho"},"content":{"rendered":"\n<p>O&nbsp;<strong>PIX<\/strong>, nova solu\u00e7\u00e3o de pagamentos do Banco Central, pode deixar de ser totalmente gratuito nos pr\u00f3ximos meses. \u00c9 que os usu\u00e1rios que optarem por fazer&nbsp;<strong>saques de dinheiro no com\u00e9rcio<\/strong>, podem ter que pagar tarifas pela opera\u00e7\u00e3o.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>O Banco Central foi procurado para comentar o assunto e disse que a cobran\u00e7a de tarifas pelas institui\u00e7\u00f5es financeiras ou pelos lojistas, ainda est\u00e1 sendo estudada. O saque em esp\u00e9cie no com\u00e9rcio atrav\u00e9s do PIX deve come\u00e7ar a operar em junho.<\/p>\n\n\n\n<p>Os bancos e fintechs podem cobrar taxas para os saques feitos nos caixas eletr\u00f4nicos. Alguns clientes, a depender do seu relacionamento com a institui\u00e7\u00e3o, tem isen\u00e7\u00e3o na cobran\u00e7a desta tarifa.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Lojistas devem se beneficiar com o saque PIX<\/h3>\n\n\n\n<p>O presidente do BC, Roberto Campos Neto, anunciou em junho do ano passado, a possibilidade de saques em lojas f\u00edsicas. Esta opera\u00e7\u00e3o \u00e9 similar a de uma compra tradicional.<\/p>\n\n\n\n<p>O usu\u00e1rio que possui saldo em sua conta, pode transferir o valor para o lojista atrav\u00e9s do&nbsp;<a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/pix\" data-type=\"URL\" data-id=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/pix\" target=\"_blank\" rel=\"noreferrer noopener\">PIX&nbsp;<\/a>e recebe-lo em esp\u00e9cie.<\/p>\n\n\n\n<p>O Banco Central diz que a medida beneficia os clientes de bancos tradicionais e de fintechs, que n\u00e3o ficar\u00e3o mais dependentes das ag\u00eancias e de caixas eletr\u00f4nicos para realizar um saque.&nbsp;<\/p>\n\n\n\n<p>Os t\u00e9cnicos do BC tamb\u00e9m disseram que a medida trar\u00e1 mais seguran\u00e7a para os lojistas. Com o in\u00edcio do saque Pix, \u00e9 esperado que os lojistas diminuam o n\u00famero de idas aos bancos para realizar dep\u00f3sitos e, consequentemente, dependam menos dos servi\u00e7os de transporte de dinheiro.&nbsp;<\/p>\n\n\n\n<p>Nos tr\u00eas meses de funcionamento, os usu\u00e1rios j\u00e1 realizaram 378 milh\u00f5es de transfer\u00eancias e pagamentos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">PIX \u00e9 l\u00edder em transa\u00e7\u00f5es<\/h3>\n\n\n\n<p>De acordo com o BC, cerca de<strong>&nbsp;286 milh\u00f5es de opera\u00e7\u00f5es foram realizadas via PIX neste ano.<\/strong>&nbsp;J\u00e1 as TEDs representaram 53,2 milh\u00f5es de transfer\u00eancias no mesmo per\u00edodo, ou seja, somente 18,5% do total do novo sistema.<\/p>\n\n\n\n<p>Por\u00e9m quando falamos sobre valor transacionado, a situa\u00e7\u00e3o muda. Ao passo que o PIX movimentou R$ 225 bilh\u00f5es neste ano, as TEDs movimentaram R$ 2,7 trilh\u00f5es, mais de 10 vezes mais que a nova solu\u00e7\u00e3o.<\/p>\n\n\n\n<p>Este resultado pode ser explicado, pois 8 a cada 10 transfer\u00eancias feitas pelo novo sistema, ainda s\u00e3o de pessoa para pessoa (P2P). No fechamento do m\u00eas de janeiro, foram 81,8% do total nessa modalidade das quase 170 milh\u00f5es de opera\u00e7\u00f5es fechadas.<\/p>\n\n\n\n<p>Fonte: https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/pix<br>https:\/\/fdr.com.br\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O&nbsp;PIX, nova solu\u00e7\u00e3o de pagamentos do Banco Central, pode deixar de ser totalmente gratuito nos pr\u00f3ximos meses. \u00c9 que os usu\u00e1rios que optarem por fazer&nbsp;saques de dinheiro no com\u00e9rcio, podem ter que pagar tarifas pela opera\u00e7\u00e3o. O Banco Central foi procurado para comentar o assunto e disse que a cobran\u00e7a de tarifas pelas institui\u00e7\u00f5es financeiras [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":54,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sem-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PIX deixar\u00e1 de ser gratuito com NOVA fun\u00e7\u00e3o prevista para junho - Bela Vista NET<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/belavista.net.br\/?p=45\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PIX deixar\u00e1 de ser gratuito com NOVA fun\u00e7\u00e3o prevista para junho - Bela Vista NET\" \/>\n<meta property=\"og:description\" content=\"O&nbsp;PIX, nova solu\u00e7\u00e3o de pagamentos do Banco Central, pode deixar de ser totalmente gratuito nos pr\u00f3ximos meses. \u00c9 que os usu\u00e1rios que optarem por fazer&nbsp;saques de dinheiro no com\u00e9rcio, podem ter que pagar tarifas pela opera\u00e7\u00e3o. O Banco Central foi procurado para comentar o assunto e disse que a cobran\u00e7a de tarifas pelas institui\u00e7\u00f5es financeiras [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/belavista.net.br\/?p=45\" \/>\n<meta property=\"og:site_name\" content=\"Bela Vista NET\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-23T00:55:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-23T01:23:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/belavista.net.br\/wp-content\/uploads\/2021\/02\/PagTesouro-comeca-a-disponibilizar-750x449-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"449\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"M\u00e1rcio Alc\u00e2ntara\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"M\u00e1rcio Alc\u00e2ntara\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/belavista.net.br\\\/?p=45#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/belavista.net.br\\\/?p=45\"},\"author\":{\"name\":\"M\u00e1rcio Alc\u00e2ntara\",\"@id\":\"https:\\\/\\\/belavista.net.br\\\/#\\\/schema\\\/person\\\/ffafd9c528cac7c249b89c41cdb674e3\"},\"headline\":\"PIX deixar\u00e1 de ser gratuito com NOVA fun\u00e7\u00e3o prevista para junho\",\"datePublished\":\"2021-02-23T00:55:45+00:00\",\"dateModified\":\"2021-02-23T01:23:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/belavista.net.br\\\/?p=45\"},\"wordCount\":447,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/belavista.net.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/belavista.net.br\\\/?p=45#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/belavista.net.br\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/PagTesouro-comeca-a-disponibilizar-750x449-1.jpeg\",\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/belavista.net.br\\\/?p=45#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/belavista.net.br\\\/?p=45\",\"url\":\"https:\\\/\\\/belavista.net.br\\\/?p=45\",\"name\":\"PIX deixar\u00e1 de ser gratuito com NOVA fun\u00e7\u00e3o prevista para junho - 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